(Advertisement)[KakaoBank] Easy for foreigners at KakaoBank too! Open your first bank account and get 5,000 KRW

Have you wanted to open a bank account in Korea but didn't have time to visit a bank? Did you find it difficult to handle banking tasks in Korean?
Now, foreigners can also open a bank account in the KakaoBank app. Follow the chat-style guidance in the app to proceed with account opening, and enjoy financial services necessary for life in Korea, such as check cards and overseas remittances.

Who can open an account?

Foreigners aged 19 or older residing in Korea who have a mobile phone in their own name can apply.
Please prepare the following before you start.

·An ID issued in Korea, such as a Foreigner Registration Card — Passports are excluded

·A mobile phone in your own name

·The Korean address of your current residence

Actual eligibility for account opening may vary depending on identity verification and the bank's verification process.

First-time foreigner account, 5,000 KRW sign-up bonus

You can receive 5,000 KRW if you complete your first-ever KakaoBank foreigner account opening during the event period.

·Period: October 14, 2026 (Wed) ~ December 31, 2026 (Thu)

·Target: Customers opening a foreigner account for the first time in their life during the period

·Benefit: 5,000 KRW paid to the opened foreigner account, once per person

The account must be in normal status at the time of payment, and for accounts opened between 23:50 and 00:10 daily, payment will be made sequentially after 00:11.

Convenient even after opening the account

Reduce the burden of transfer and ATM fees.
You can use transfers to other banks or withdrawals at bank/convenience store ATMs without fees.

You can also manage your living expenses in one app.
Apply for a Friends Check Card, manage membership fees with friends using a Group Account, or keep spare funds in a Safe Box.

You can get help even if you are not familiar with Korean.
We support AI translation features for English, Chinese, and Vietnamese, and you can also use English consultation chat. 

※ AI translation is a beta service exclusively for foreigners and may contain some mistranslations. Since translated content has no legal effect, please be sure to refer to the original Korean text for important financial transactions and decision-making.

※ The consultation chat service is available on KakaoTalk. (KakaoTalk service registration is required.)

There are additional benefits when you invite foreign friends

If a friend opens a foreigner account via your invitation link, you can receive cashback of 2,000 KRW per friend, up to a maximum of 20,000 KRW.
Share via [Send Invitation Link] on the event screen, and once your friend completes the opening, press the [Receive Cash] button.
The invitation event is open to customers aged 14 or older who have a KakaoBank deposit/withdrawal account or mini. The friend you invite to open a foreigner account must be 19 or older.
Also, if account opening is completed through friend invitation between October 14 and October 30, you will be automatically entered into a raffle for MMA2026 tickets. A total of 100 people will receive 2 tickets each.
For detailed conditions of the sign-up bonus and friend invitation benefits, please check the official event guide.
If you needed an account to use in Korea, check the opening conditions and benefits and start at KakaoBank!

👉 Open a KakaoBank foreigner account and check benefits

※ New accounts are opened as financial transaction limit accounts exclusively for foreigners. Mobile app transfers are limited to 1 million KRW per transaction/day, and ATM withdrawals/transfers are limited to 500,000 KRW per day.
※ This information is as of October 14, 2026. The event may end early, so please check the payment conditions and product manuals/terms and conditions in the official guide before signing up.

※ This article was written under an advertising contract with KakaoBank.

※ Please read carefully!

[Foreigner Account Launch Event]

∙The operation period for this event is October 14, 2026 (Wed) ~ December 31, 2026 (Thu).
∙For detailed information regarding the KakaoBank foreigner account, please refer to the product guide and terms and conditions for individual members within the mobile app or website.
∙For inquiries about the event, please contact the KakaoBank Customer Center (1599-3333 or KakaoBank App > All > Customer Center).
∙Benefits may be reclaimed if this event is participated in through unfair methods.
∙KakaoBank provides the announced benefits without change or reduction. However, if it becomes necessary to change the benefit details due to unavoidable reasons despite such efforts, we will notify you immediately through methods such as website/app announcements and app push notifications.
∙This event may end early due to KakaoBank's circumstances.
∙This event is not sponsored by Apple and has no relation to it.

∙For detailed event information, please refer to the foreigner account launch event page within KakaoBank.

[Friends Check Card]

・Issuance is available to individual members aged 17 or older who possess a resident registration card (however, the deferred payment transportation function is available to those aged 18 or older).

・Cashback is applied at 0.2% of the usage amount on weekdays and 0.4% on weekends/holidays; please refer to the Friends Check Card product detail page for detailed cashback criteria.

・Cashback is provided for payment amounts used from the 1st to the end of each month and is deposited into the check card payment account on the 10th of the following month (or the next business day if it is a holiday).

・Cashback is provided based on the merchant industry code registered with KB Kookmin Card, and if the merchant information used for payment differs from reality, it may be included in or excluded from cashback eligibility.

・Detailed information about the product can be checked in the KakaoBank mobile app or on the website.

・Before issuing a card, please check the detailed benefits and terms of use through the product guide, terms and conditions, etc.

・Caution regarding overseas KRW payment fees: Additional fees may occur if paying in KRW, so it is advantageous to pay in USD.

・The check card usage limit is 6 million KRW per day and 20 million KRW per month.

・The card issuance fee is 2,000 KRW and is charged only upon reissuance due to loss/damage.

・The deferred payment transportation usage amount is automatically withdrawn from the check card payment account on the 10th of each month (or the next business day if it is a holiday) for the cumulative amount used from the 1st to the end of the previous month.

・An overdue interest rate of 9% (based on annual interest rate) is applied to transportation card usage payments.

・General financial consumers have the right to receive explanations about the relevant financial product from the bank.

[KakaoBank Foreigner Account]

∙Base interest rate: 0.10% per annum (as of 2026.10.21, before tax deduction)

∙Eligibility: Real-name foreign residents (foreign residents aged 19 or older who possess a Foreigner Registration Card, Driver's License, Permanent Residency Card, or Domestic Residence Report for Foreign Nationals)

∙Interest payment method: Interest is calculated and paid based on the fourth Friday of every month.

∙Interest calculation method: Interest is calculated by applying the agreed interest rate to the daily final balance from the previous interest payment date to the current month's settlement date, and is paid the day after the settlement date.

[Group Account]

・The Group Account service is a group-related service such as membership fee inquiry, fee management, and member management provided in connection with a free deposit and withdrawal account in the name of the group leader.

・The authority to pay or cancel membership fees paid by members to the Group Account lies with the group leader, and the use of the Group Account service may be restricted depending on the status of the group leader, such as seizure.

・The Group Account service is provided in connection with a KakaoBank free deposit and withdrawal account; for detailed information about the free deposit and withdrawal account, please refer to the KakaoBank deposit account or KakaoBank foreigner account product guide and terms and conditions.

[KakaoBank Safe Box]

・Eligibility: Real-name individuals who hold a KakaoBank free deposit and withdrawal account (*Connectable products: KakaoBank deposit account, sole proprietor account, foreigner account)

・Base interest rate: 1.80% per annum (as of 2026.10.21, before tax deduction)

・Minimum subscription amount: 0 KRW or more (new subscription possible from 0 KRW)

・Interest payment method: KakaoBank Safe Box pays the interest accumulated from the previous interest payment date to the day before the interest payment date on the interest payment date. (Interest payment date: The day after the fourth Friday of every month or the day requested by the customer)

・Interest calculation method: Interest is paid on the settlement date by applying the agreed interest rate to the daily final balance.

[Common Financial Product Guide]

・KakaoBank foreigner account and Safe Box are ordinary deposits.

・If a withdrawal restriction report such as a pledge or seizure is registered, cancellation is not possible, and payment of principal and interest is restricted.

・Please be sure to read the financial product manual and terms and conditions before entering into a contract for a financial product.

・If you have any questions, please inquire through [KakaoBank App > All > Customer Center].⠀

∙General financial consumers have the right to receive sufficient explanations about the relevant financial product from the bank in accordance with Article 19, Paragraph 1 of the Financial Consumer Protection Act.

∙This deposit is protected up to "100 million KRW" per person (combined with other protected products of this bank) in accordance with the Depositor Protection Act, including principal and prescribed interest.

※ KakaoBank Compliance Officer Review No. 26-2097 (2026.10.26~2026.12.31)